A member of the medical fraternity of Troy, Dr. Loy is numbered among the native sons of Ohio, his birth having occurred in Piqua, on the 21st of May, 1872. His parents were John W. and Cynthia (Buckles) Loy. He was born in Butler county, Ohio, in 1820, and came to Miami county in 1839. Mrs. Loy was a daughter of James and Margaret (Northcott) Buckles, and was born in Lost Creek township, Miami county, March 17, 1831. The father is a carpenter and contractor and now resides in Piqua. The Doctor is the youngest of his nine children, and under the parental roof he spent his boyhood days, enjoying the usual sports of childhood. He pursued his preliminary education in the public schools, and in 1890 was graduated in the Piqua high school. He did not put aside his text- books then, for he entered the school room as a teacher, and for four years followed that profession in Washington township. Having determined to make the practice of medicine his life work he then began reading under the direction of Dr. J. C. Fahnestock, of Piqua, and later attended the Pulte Medical College, of Cincinnati, where he pursued his studies for two years. On the expiration of that period he matriculated in the Chicago Homeopathic Medical College, in which he was graduated on the 22nd of March, 1898, winning second honors in a class of forty. Thus with a comprehensive knowledge of the science of medicine he entered upon his professional career in Troy, on the 1st of June, 1898. In the spring of 1899 he was appointed health officer of the city, and already he has won a liberal patronage, for his ability and skill have been recognized and have awakened public confidence.

On the 1st of December, 1898, was celebrated the marriage of Dr. Loy and Miss Alberta Carson, of Piqua, a daughter of James and Willa (Munger) Carson. They have a pleasant home in Troy, and have made many warm friends, who esteem them highly for their personal worth. They have one son, Robert Bellville, born November 9, 1899. The Doctor is a man of pleasing personality, of uniform courtesy and genial manner, and these qualities, when added to accurate professional knowledge always insure success to those who represent the medical fraternity.